June 1, 2012

Dear Financial Professional:

When was the last time you thought about doing something for yourself? When was the last time you thought about where you are in your professional career? We all aspire to be successful and continue that success through our work, contacts and friends. We invite you to consider the Hampton Roads Association for Financial Professionals (HRAFP) as an organization that is focused on YOU as a professional and a friend. With over 70 members throughout Hampton Roads, we have provided the forum for Treasury Professionals to gain additional knowledge and insight into the rapidly changing world of treasury management. We have also provided a setting for you to get to know your peers and establish new friendships. Now is an opportunity to do something for yourself and not just for your company. Become an individual member of the HRAFP.

Our current membership period begins on July 1, 2012 and concludes on June 30, 2013. We offer the following membership packages:

Individual Membership Fee $160/year

Corporate Membership Fee$195/year

This single annual membership fee will cover ALL meetings to include our Annual Economic Luncheon and Education Conference. In addition, all meals, refreshments and handouts will be included as part of the fee. The Corporate Membership allows your organization one membership-slot to be used by selected individuals within your company.

We highly encourage guests to attend the seminars. Guest fee applies if multiple Corporate members attend the same event:

Breakfast meeting $35

Economic Forecast Luncheon $50

Attendance to all meetings qualifies for CCM, CTM and CPE credits.Attached please find a listing of planned meeting dates.

Please complete the ENTIRE application(s) attached to this email and send your check made payable to the HRAFP or Eventbrite confirmation if paying by credit card to:

Hampton Roads Association for Financial Professionals

c/o Donna L. Elliott

Bank of America

VA6-400-01-01

12350 Jefferson Avenue, Suite 170

Newport News, VA 23602

We invite you to come join us and evaluate for yourself the many benefits of HRAFP. See how networking with your peers and educational programs can be a fun way to expand your knowledge. We hope to hear from you soon!

Donna L. Elliott/Terry Perkins

Vice President - Membership

HRAFP

Attachments provided via email.

Calendar of HRAFP Meetings

Tuesday, August , 2012– breakfast meeting 8:30 a.m.-10:00 a.m. Speaker to be announced

Tuesday, October , 2012 – breakfast meeting 8:30 a.m.-10:00 a.m. Speaker to be announced

Tuesday, December , 2012– breakfast meeting 8:30 a.m.-10:00 a.m. Speaker to be announced

Tuesday, February , 2013– Economic Luncheon 12 noon-1:30 p.m. Speaker to be announced

Tuesday, April , 2013 – Education Conference 12 noon – 5:00 p.m.½ day seminar (Includes lunch, sessions, cocktail hour); Speakers TBA

Tuesday, June , 2013– breakfast meeting 8:30 a.m.-10:00 a.m. Speaker to be announced

All meetings are scheduled to be held at the Residence Inn Norfolk Airport located at 1590 N. Military Hwy, Norfolk, VA23502

Association Overview

The Hampton Roads Association for Financial Professionals (HRAFP) was organized in 1995 as a non-profit professional association for the purpose of providing a forum, within the Hampton Roads area, for the active, open exchange of concepts, techniques, and ideas related to improving cash management and treasury functions.

HRAFP is a Regional Affiliate of the Association for Financial Professionals (AFP) and works closely with the AFP on issues relating to regulatory concerns, industry standards and education. HRAFP membership is open to individuals who are primarily involved in the treasury management functions within their companies and government entities, as well as individuals providing cash and treasury management services from the banking, accounting, education and consulting industries.

Bi-Monthly meeting programs offer HRAFP members the opportunity to hear relevant presentations on cash and treasury management issues.Questions are encouraged and a moderator in an open forum panel discussion often facilitates the programs.Special emphasis is given to planning programs to insure that the topics are timely and useful to our membership. In addition, the HRAFP provides an Education Conference that is focused on the latest developments in the cash and treasury management field.

The format of our programs allows time for networking and the exchange of ideas with other treasury management professionals. HRAFP also serves as a clearinghouse to receive and disseminate information related to external treasury management developments, events and employment opportunities.

HRAFP recognizes the significance of attaining the Certified Cash Manager (CCM), Certified Treasury Professional (CTP), Certified Public Accounting (CPA) and Certified Management Accountants (CPM) designations. Therefore, our meetings qualify for CCM, CTP and CPE credits for these professional levels.

Membership Application

____I am applying for Individual Membership [$160/year, covers annual dues and

includes all meals and events hosted by HRAFP]

____I am applying for Corporate Membership ($195/year, covers annual dues and

includes all meals and events hosted by HRAFP for one membership slot to be used

by selected individuals within your company]

Individual Name and Title:_________________________________________________________________

Company Name: _________________________________________________________________

Address:_______________________________________________________________________

Phone:_________________________________Email:____________________________

Professional Certifications:___CCM___CTP___CPE___Other______

Signature:__________________________Date:_______________________

*If applying for Corporate Membership, please supply the following information for two other individuals who will be the other primary meeting attendees:

Name/TitleEmailPhoneProfessional Cert

1.______________________________________________________________________

2.______________________________________________________________________

______________________________________________________________________

Please return your application with a check in the appropriate amount payable to HRAFP to the address listed below by July 31, 2012.If you prefer to pay via credit card using Event Brite, please use the following link

http://www.hamptonroadsafp.eventbrite.com - to pay via credit card

and forward the attached application with E-Brite confirmation to:

Hampton Roads Association for Financial Professionals

c/o Donna ElliottPhone: 757.884.3910

Bank of America

VA6-400-01-01FAX 404.532.3443

12350 Jefferson Avenue, Suite 170

Newport News, VA 23602

Email:donna.elliott@baml.com or tperkins836@verizon.net